01
Apply & authorize
The applicant submits an application and authorizes the requested screening through the screening provider.
Screening & compliance
Screen applicants with clearer safeguards.
Porcher helps you request and review tenant screening, protects access to sensitive information, and supports the adverse action notice workflow. You remain responsible for each rental decision and the rules where your property is located.
Screening reviewExample
APPLICATION REVIEW
One application. Clearer decisions.
Reviewer identity verified
Report viewing window shown in dashboard
Notice delivery status available
Identity verified before report access Time-limited report access Adverse action support
The process
From authorization to decision
A straightforward path for applicants and the people reviewing their applications.
- 02
Verify the reviewer
The property owner or manager verifies their own identity before accessing application details and consumer reports.
- 03
Review the information
The authorized reviewer sees available report details and separately submitted income documents for that application.
- 04
Confirm the outcome
If a report influenced an unfavorable decision, the owner or manager confirms it and reviews the required notice and delivery status.
What you may see
The report, without the guesswork
Contents depend on the selected screening package and available data. An absent result does not necessarily mean a check was completed.
Credit information & score
Available credit-file information, which may include a score and account summary.
Criminal history
Available criminal-record results for the requested check.
Eviction history
Available eviction-record results for the requested check.
Identity results
Available identity-verification results from the screening provider.
Income documents are different
Pay stubs or other proof of income supplied by an applicant are application materials, not automatically part of the consumer report. See the applicant screening and authorization policy for more about report requests.
Sensitive information
A viewing window, not a deletion promise
Consumer reports
Available to the verified property owner or manager for up to 30 days after report completion. The dashboard shows the report-access expiration; direct report requests are also checked against that deadline.
Income documents
Applicant-submitted files are accessed separately by authorized people for the application. They do not currently have the same automatic 30-day viewing cutoff as consumer reports. Applicants can request deletion or redaction of application data.
Ending dashboard report access does not necessarily mean every related record is immediately erased. Some records may be retained for legal, dispute, or operational reasons. See the Privacy Policy for current data-handling details.
Adverse action
When the decision is unfavorable
A denial, higher deposit or rent, or required co-signer may be adverse action when information in a consumer report influenced the decision—even in a small part. For eligible single-applicant decisions, Porcher's decision flow can queue an email notice after you confirm report influence, provided verified disclosure details are available. If required details are missing or household disclosures require individual review, confirmation is blocked.
You make the decision and remain responsible for checking notice delivery and ensuring required notices are provided. There is no universal federal pre-adverse waiting period for rental decisions; state or local rules may add requirements.
What is an adverse action notice? Read the screening policyConfirm, then verify
Check the applicant and disclosure details before confirming. Review decision history afterward—do not assume a queued notice was delivered.
Before you decide
Know your local obligations
Check the laws for the property's state, city, and county. Screening restrictions, fair housing rules, fee limits, notice formats, and record requirements can vary. Porcher supports parts of the FCRA workflow; you are responsible for local requirements and your tenant-selection criteria.
Questions
Screening questions, answered
Who can see a report?
The property owner or manager connected to the application can view available report details after their identity has been verified. Applicants complete their screening through the provider's flow; Porcher does not provide PM report access to other applicants.
When does report access end?
The property owner or manager's dashboard access ends 30 days after report completion. This does not automatically erase the application or every related record. Applicant-supplied income documents are separate and do not currently have the same 30-day viewing window.
What if an applicant disputes a report?
The applicant can dispute inaccurate or incomplete report information with the consumer reporting agency identified in the report or notice. Porcher support can help route questions but does not decide disputes about the report's accuracy.
Does Porcher make the rental decision?
No. The property owner or manager decides which lawful, consistently applied criteria to use, makes the rental decision, and remains responsible for required notices.
What is an adverse action notice?
When a consumer report contributes even in part to a denial or less favorable rental terms, an adverse action notice generally tells the applicant which reporting agency supplied the information and how to request a free report and dispute errors. Requirements can vary by location.
Need help?
Ask Porcher support
Questions about report access, an application, or notice delivery? Please don't email Social Security numbers or identity documents.
Email contact@porcher.aiPolicies & resources
This guide explains product features; it is not legal advice or a replacement for these policies.